Crescent State Bank’s Lewyn Hayes Appointed To Serve As Holly SpringsChamber Of Commerce Ambassador

by MMI

Holly Springs, NC – Crescent State Bank, the wholly owned subsidiary of Crescent Financial Corporation, (Nasdaq SmallCap CRFN) has announced that Community Banker, Lewyn Hayes will serve as a member of the Holly Springs Chamber of Commerce’s Ambassador Club. In this volunteer position, Hayes will represent the Holly Springs Chamber of Commerce at business functions and act as a liaison between the Chamber and its members. Hayes will also serve on the Chamber’s Education Committee.

“I am delighted to have the opportunity to represent Crescent State Bank and the Holly Springs Chamber as Ambassador. This is a wonderful opportunity to come together with other members of the community and reach out to new businesses, build membership, and raise funding for the Chamber,” said Hayes.

“Crescent State Bank has a reputation for placing experienced and capable bankers in the communities we serve who are empowered to make decisions face-to-face with the customer. Lewyn Hayes brings a range of experience and service to the bank and we are pleased to continue our commitment to building loyal, long term financial relationships with the Holly Springs community,” said Bob Myers, City Executive of Holly Springs.

About Crescent State Bank: Crescent State Bank is a wholly owned subsidiary of Crescent Financial Corporation. The Bank opened in December 1998 to cater to the financial needs of the communities it serves. The bank has total assets of approximately $393 million, deposits of approximately $323 million, and loans of $297million as of June 30, 2005, with nine full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, and Pinehurst, North Carolina.

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Investors can access additional corporate information, product descriptions, and online services through the Bank’s website at http://www.crescentstatebank.com.

Information in this press release contains "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation’s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.

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